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1515 N University Dr. Suite 220 Coral Springs, Fl 33071
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Address
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
Phone
+1 (877) 342-6154
Menu
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
+1 (877) 342-6154
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
+1 (877) 342-6154
Hurricanes in Florida can destroy entire areas, companies, and homes in a few short hours. Your homeowners’ insurance policy may provide comfort that the property damages are covered if your home suffers wind or flood damage due to a storm, but this isn’t always the case. After a hurricane, the insurance company will try to pay you as little money as possible or perhaps reject you completely, even though you faithfully pay the rates each month rates this wrong, but it’s also devastating, particularly when your family is impacted by the harm.
One method for measuring hurricane strength is the Saffir-Simpson Wind Scale which uses sustained wind speeds to rank hurricanes from Category 1 (Winds exceeding 74 miles per hour) to Category 5 (Winds that are more than 155 mph). In recent decades, Florida has experienced several strong storms. Category 4 hurricanes were Hurricane Michael (2018) and Hurricane Irma (2017). A Category 5 hurricane with a reputation for causing devastating damage was Hurricane Andrew (1992).
Research indicates that hurricanes are occurring more frequently and with greater intensity, partly because of climate change. Hurricane intensity is correlated with growing releases of greenhouse gasses, according to NOAA’s Geophysical Fluid Dynamics Laboratory (GFDL).
Hurricanes might have a 300% increase in power and a much greater potential for destruction by the year 2100. The Power Dissipation Index, which measures the total energy of hurricanes, measures this rise.
Category 1 & 2 are Capable of falling trees and powerlines, damaging roofs, and removing siding and gutters. The same kinds of harm as Category 1-2 are caused by Category 3, but they affect a bigger region and cause more destruction. Through Category 4 & 5 the wind speeds of these storms can bring down the walls of strong houses, resulting in extensive damage.
In order to prepare for hurricanes and manage the hazards connected with these intense natural disasters, homes, and communities must have a thorough understanding of these categories and must have hurricane insurance for their property or a hurricane insurance claim lawyer who can help after the damage.
Any justification is used by insurance companies to avoid paying for hurricane damage. An insurance company can say that there is no way to distinguish between hurricane damage and water damage that the homeowner is responsible for if a damaged roof gets worse after being exposed to the weather. Don’t allow the insurance provider to reject your claim. To assist keep the damaged areas of the property in good condition until you submit a claim, cover them with tarps or other protective coverings.
It takes considerable planning to decide when to submit your insurance claim. Insurance companies want their customers to submit hurricane damage claims as soon as possible; if you don’t, your chances of having your claim accepted may suffer. However, before submitting a claim for hurricane property damage, you should have your insurance documents, a written inventory of damages, and photographic proof. Our insurance litigation attorneys advise against taking any shortcuts and to file a claim as soon as possible.
As evidence for the insurance company, take pictures of the damage to your property. Don’t take anything for granted; take pictures of every square inch of your house from various perspectives. Take pictures of the outside, including the yard, landscaping, and any structures outside, as well as the interior, including the flooring, ceilings, and any potentially damaged fixtures or appliances.
To strengthen the credibility of the evidence, make sure the photographs are dated. Some digital or film cameras require time stamps to be enabled, whereas smartphones capture the date automatically. As soon as it is safe to do so after the hurricane, try to get all the pictures taken on the same day, ideally during the day with plenty of natural light.
Unluckily, even if you follow all the correct procedures, you can still not receive the necessary compensation. It could be time to seek assistance from a hurricane insurance claim lawyer if your claim is denied or underpaid. An attorney can look into the claims procedure and assist you in suing the insurance provider to get a just payout. If that doesn’t work, they can help you get the entire amount you’re entitled by taking your case to court.
You deserve the insurance coverage you have purchased because hurricane damage can be quite serious. Do not hesitate to contact a knowledgeable hurricane insurance claim lawyer at The Consumer Help Group if you are having trouble with your claim. They can help you fight for the money you need to rebuild.
The insurance money is essential to rebuilding your house following a hurricane if you lack the funds to fix the damage. Before you hire an attorney, it usually makes sense to allow your insurance company to handle your case fairly. However, keep in mind that insurance companies want to decrease their financial risk, which could lead them to use any number of the following strategies to lower your claim for a loss.
A property loss claim resulting from hurricane damage may encounter issues in a variety of ways. Never accept the initial offer too quickly because it can be undervalued. Instead, use our insurance attorneys to bargain for a greater settlement if you believe an offer is less than what is due. If that fails, we may file a lawsuit against the insurance provider.
An attorney for property damage can help by:
When you work with a knowledgeable property damage attorney, you can be sure that your claim will be maximized and properly supported, allowing you to rebuild with the money you are due.
After a hurricane, handling insurance claims can be quite difficult, particularly if the insurer tries to reduce benefits or reject claims. In addition to defending your rights, a hurricane insurance claims attorney can help you record damages, negotiate reasonable settlements, and, if necessary, represent you in court. Don’t go through this procedure alone; working with the Consumer Help Group’s experienced lawyer can help you get the money you need to rebuild and repair completely.
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