Address
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
Phone
+1 (877) 342-6154
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Address
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
Phone
+1 (877) 342-6154
Menu
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
+1 (877) 342-6154
1515 N University Dr. Suite 220 Coral Springs, Fl 33071
+1 (877) 342-6154
Siesta Key is one of the state’s most popular places to live in Florida because of its stunning location on the Gulf Coast, just south of Tampa, and especially because of its proximity to treasures like Siesta, Lido, and Longboat Keys.
Sad to say that houses on the coast of Florida are the ones most subject to damage from hurricanes and tropical storms, and Hurricane Milton is just the latest in the long list of how devastating hurricane season can be in the larger Tampa region. You need a law firm that can guide you through your policy about homeowners insurance as well as ensure that your insurance company complies with their duty.
Regarding the strength of the hurricane, several people are expected to have sustained injuries but that number is unknown. Violent winds and continual rain have left a path of extreme water and flood damage on homes and buildings in the Tampa area.
A resident in Siesta Key says that even though Milton, a Category 3 storm, damaged the whole first floor of his house, he still counts himself among the fortunate.
Millions of houses are yet to have electricity restored, leaving them vulnerable to theft and hard to recover from. The state’s roadways have experienced extreme damage from flooding that has further hindered the search and rescue and added to the overall cost of damage to the whole disaster.
There are questions concerning bad faith insurance practices where the insurance companies are likely to deny legitimate claims. The hurricane insurance lawyers can help you in this tough time.
File an insurance claim, of course. Being a homeowner in Florida and having your property damaged by Hurricane Milton beats the alternative. However, claims can be quite complex, especially when you have flood and property insurance through different companies.
Even so, the following are a few steps that would be helpful to take, regardless of the company or the type of policy you hold. As a general rule, you should do everything you can to protect yourself against an insurance company acting badly.
Take clear and detailed photos of all damages, including structural issues, water intrusion, and damaged personal property. This evidence is crucial for supporting your claim.
List every item that has been damaged or destroyed, along with estimated costs to replace or repair them. This inventory should be detailed and organized to facilitate the claims process.
Contact your insurance provider as soon as possible to file your claim. Early filing can help avoid delays, especially during times when insurers are overwhelmed with claims from a hurricane.
Utilize local experts who understand Asheville’s specific building requirements and common damage types for more accurate repair estimates.
If your home is unsafe, keep receipts for all expenses related to temporary housing and relocation as these may be covered under your policy.
If your insurance provider underpays or denies your claim unfairly, it may be necessary to seek professional legal help. A lawyer specializing in hurricane insurance claim denials can provide the expertise needed to navigate complex claim disputes.
By following these procedures, you can ensure that your house gets restored to its pre-storm state and ensures that you get fair compensation.
You may then undertake any repairs you feel are necessary to your home in order not to suffer more damage or destruction once a private contractor and an insurance representative for homeowners have assessed your claims of property damage.
During the process, maintain a record of every billable invoice and receipt. These records are going to be provided to your insurance carrier as proof of the expenses. Take before-and-after photographs of every repair as proof of work done, which helps support the costs that may arise. Complete records serve as a guarantee of fair compensation in case there is a claim made on your settlement with the insurance.
Under most insurance policies, you usually are required to claim within a few days of an event. Having gained some idea of how much damage has been caused, now is the time to contact your property insurance company and file a claim.
Be prepared to produce all damage estimates and receipts since representatives may ask for a lot. Reviewing your insurance policy, getting comfortable with the terms of the agreement, and even reflecting on any concerns you may have are good steps as well.
If you find one of the following signs or typical manifestations of bad faith by your insurance company, then you may want to consider hiring an insurance claims attorney:
Handling hurricane insurance claims may prove complex, especially when an insurer is trying to deny your claims or lower the coverage. The Consumer Help Group experienced hurricane insurance claims attorney will guide you in documenting the extent of your damage properly, negotiate fair compensation, and further represent you in court, if this may be necessary, and thus protect your rights. Do not tackle this difficult process on your own; let our experienced attorney assist you in collecting the money that is needed to rebuild, recover, and put together your property correctly.
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