Hurricanes are a part of living in Florida, but that doesn’t make them any less challenging. If you have recently faced a hurricane in Sarasota, then you can understand the destruction that impacts your home incredibly. Be it a flooded living room, leaking roof, or even structural damage, the key is prompt action to protect your home, family, and peace of mind. Here’s a step-by-step guide on housing issues after the hurricane in Sarasota.
1. Assess the Damage Safely
Safe Entry and Inspection of Damage Don’t do anything until you know whether it’s safe to enter your home. Look for hazards such as naked wires, gas leaks, or structural instability. If you are unsure, contact a professional home inspector or the Sarasota County Building Department to ascertain the safety of your property.
Take photos of all damage seen for insurance purposes, particularly covering the roof, windows, and foundation. Documentation is very important should claims be filed or applications be submitted for assistance.
2. Reach Out to Your Insurance Company
Hence, be sure to reach your insurance company as soon as possible. Provide them with your damage assessment and photos. Most homeowner policies do have hurricane damage coverage; it is just a matter of specifics between one insurance and another.
If you cannot manage the entire process, do not hesitate to seek help from the Florida Division of Consumer Services in relation to insurance claims.
3. Disaster Assistance Apply
If the insurance will not pay for most of the damage, then you become eligible for government aid, either federal or state. FEMA usually comes into action after a hurricane to provide grants for temporary housing and home repairs. Find out if you qualify and apply online at the FEMA Disaster Assistance website.
Local assistance can also be accessed through Sarasota County informational resources and housing programs. Further information would be taken from updates of the Sarasota County Government or disaster relief hotline.
4. Temporary Shelter
Without an inhabitable home, you must find a temporary dwelling. Sarasota has several shelters and rental assistance programs to provide shelter for you during your uninhabitable time in your home.
Shelters Nearby: Many organizations establish shelters following hurricanes, which include the American Red Cross.
Hotels and Rentals: Next, there are short-term rentals. Look for properties on Airbnb or at Florida Housing Search for budget-friendly solutions.
5. Start Repairs with Trusted Contractors
Have Certified Contractors Start The Restoration Process
Repairing your home can feel like an uphill battle, but choosing the right contractor makes a world of difference. Be cautious of scammers who show up immediately after disasters. Always verify licenses with the Florida Department of Business and Professional Regulation.
Ask for multiple quotes and avoid contractors who demand full payment upfront. Reliable services in Sarasota can also be found through local business directories or community recommendations.
6. Plan for the Future Hurricanes
Now that your house is back in order, it’s time to think about preparation. Install storm shutters, reinforce your roof, and elevate electrical systems if your house is in a flood zone. Sarasota County has some good information on preparing for storms. Read more on their page on Disaster Recovery.
7. Don’t Forget Emotional Support
Dealing with housing issues after a hurricane can be stressful and emotionally draining. Don’t hesitate to reach out for support. Local organizations like Sarasota County Health and Human Services and national resources like the Disaster Distress Helpline are there to help you cope.
Conclusion
Like any hurricane, recovery will take some time, but you don’t have to ride it alone. The Consumer Help Group is always ready to assist you. What seems overwhelming today can be tackled with proactive steps, available resources, and legal help to rebuild your home and life here in Sarasota.
If this guide has been helpful, share it with others who may need a resource like this. Together, we can build up our community one home at a time.
Do you need housing resources? You can find more on FEMA, Red Cross, and Sarasota County.
