Delray Beach, like many places in Florida, operates under a no-fault insurance system, meaning that your own insurance company will cover your medical expenses and lost wages after a car accident, regardless of who is at fault. This coverage is provided by your personal injury protection (PIP) insurance. However, if your injuries are severe or your medical bills exceed the limits of your PIP coverage, you may need to seek compensation from the at-fault driver, and that’s where an experienced car accident attorney comes in.