Florida operates under a no-fault insurance system, which makes it particularly difficult for injured victims to seek compensation after an accident. Under this system, injured drivers and passengers must first file a claim through their personal injury protection (PIP) coverage, which pays for lost wages and medical expenses. However, there are often complexities and limitations within this process that we can help you navigate. These include:
- Your PIP insurance coverage may not fully cover your medical bills and lost wages.
- You were seriously injured in an accident caused by a driver who either had no injury liability insurance or insufficient coverage to fully compensate you.
- You were injured as a passenger in a car accident.
- The insurance company claims your injuries don’t meet the criteria for “severe injuries” under Florida law, preventing you from pursuing additional compensation from the at-fault driver(s).